By: Isaac MoffettA mother’s car stalls on a busy interstate, leading to a tragic accident. She hadn’t planned for this day — or for her family’s financial future. Protect your loved ones before it’s too late.
By: Isaac MoffettWhile it might seem premature to think about life insurance in your 20s, the benefits of securing a policy early are substantial. Life insurance is a valuable tool for young adults looking to take control and secure their financial future, from lower premiums and better health rates to financial protection for loved ones and future planning advantages. By taking this step now, you can build a solid financial foundation and ensure your loved ones are protected, no matter what the future holds.
By: Isaac MoffettYounger individuals may engage in behaviors like reckless driving, substance use, extreme sports, travel to high-risk areas, and vaping, which can increase life insurance premiums. Insurers consider these activities risky due to their potential to cause health issues, accidents, or legal problems. Always disclose such behaviors when applying for life insurance to avoid claim denials.
By: Isaac MoffettYoung and healthy individuals should consider life insurance for lower premiums, future health uncertainty, and financial responsibilities like student loans or a mortgage. Life insurance also offers investment components, covers final expenses, and protects future dependents financially.